Terms of Use

1. Acceptance of Terms

By accessing and using the All Western Mortgage website and services, you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use our services.

2. Description of Service

All Western Mortgage provides mortgage lending services, including but not limited to:

• Mortgage loan applications and processing
• Loan pre-approval and qualification services
• Mortgage calculators and tools
• Educational resources and guides
• Customer support and consultation

3. User Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete information
• Comply with all applicable laws and regulations

4. User Responsibilities

As a user of our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Use our services only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not interfere with the proper functioning of our website
• Report any security concerns immediately

5. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices.

6. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of All Western Mortgage or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, reproduce, or distribute our content without permission
• Use our trademarks or service marks without authorization
• Reverse engineer or attempt to extract source code
• Create derivative works based on our content

7. Disclaimers and Limitations

7.1 Service Availability

We strive to maintain the availability of our services, but we do not guarantee uninterrupted access. We may temporarily suspend services for maintenance or other reasons.

7.2 Information Accuracy

While we strive to provide accurate and up-to-date information, we do not warrant the accuracy, completeness, or reliability of any information on our website. Information is provided "as is" without any warranties.

7.3 Financial Information

Financial information, rates, and terms provided on our website are for informational purposes only and may not reflect current availability. Actual terms and rates are subject to change and will be determined at the time of application.

8. Limitation of Liability

To the maximum extent permitted by law, All Western Mortgage shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or use
• Business interruption
• Personal injury or property damage
• Any damages arising from the use of our services

9. Indemnification

You agree to indemnify and hold harmless All Western Mortgage, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of our services
• Your violation of these Terms of Use
• Your violation of any applicable laws or regulations
• Any content you submit or transmit

10. Third-Party Links and Services

Our website may contain links to third-party websites or services. We do not endorse or control these third-party sites and are not responsible for their content, privacy policies, or practices. Your use of third-party services is at your own risk.

11. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Nevada.

12. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

13. Termination

We may terminate or suspend your access to our services at any time, with or without cause, with or without notice. Upon termination, your right to use our services will cease immediately.

14. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and All Western Mortgage regarding the use of our services.

16. Contact Information

If you have any questions about these Terms of Use, please contact us:

17. Additional Information

These Terms of Use are designed to protect both you and All Western Mortgage. We encourage you to read them carefully and contact us if you have any questions. Your use of our services indicates your acceptance of these terms.