Turn your vision into reality with our comprehensive new construction loan options. From custom homes to spec homes, we provide flexible financing solutions for every builder and homeowner.
One-time closing construction loans that automatically convert to permanent financing when construction is complete.
Financing for custom homes built to your specifications with personalized design and features.
Financing for spec homes built by developers with modern amenities and move-in ready features.
Get pre-approved for your construction loan based on your credit, income, and the planned construction project.
During construction, you'll make interest-only payments on the amount drawn, typically monthly.
Regular inspections ensure construction meets standards and funds are released appropriately.
Once construction is complete, the loan automatically converts to permanent financing.
Build exactly the home you want with complete customization options and design flexibility.
One-time closing saves thousands in closing costs compared to separate construction and permanent loans.
Lock in your interest rate at the beginning of construction, protecting against rate increases.
Construction periods typically range from 6-18 months, giving you time to build your dream home.
Work with your preferred builder or choose from our network of approved contractors.
Start building equity immediately as your home is constructed, not just when you move in.
Our construction loan experts are here to help you navigate the building process and secure the perfect financing for your new home.
