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Mortgage Rewards Program

Earn exclusive rewards and benefits as an All Western Mortgage customer

Payment Rewards

Earn points for every on-time mortgage payment and redeem them for cash back, gift cards, or statement credits.

  • 100 points per on-time payment
  • 50 bonus points for early payments
  • Redeem for cash back or gift cards
  • No expiration on points
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Rate Reduction Rewards

Qualify for rate reductions and earn bonus points when you maintain excellent payment history.

  • Automatic rate reviews annually
  • Up to 0.5% rate reduction
  • 500 bonus points for rate reductions
  • No refinance required
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Referral Rewards

Earn rewards when you refer friends and family to All Western Mortgage for their home financing needs.

  • $250 cash back per successful referral
  • 500 bonus points for referrals
  • Referral tracking dashboard
  • Unlimited referral rewards
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Insurance Discounts

Save money on homeowners insurance and other insurance products through our partner network.

  • Up to 15% off homeowners insurance
  • Auto insurance discounts
  • Life insurance special rates
  • Bundle discount opportunities
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Home Improvement Rewards

Earn rewards when you use our preferred contractors for home improvements and renovations.

  • 5% cash back on contractor services
  • Vetted contractor network
  • Quality guarantee on work
  • Financing options available
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Educational Rewards

Earn points for participating in our educational programs and financial literacy courses.

  • 100 points per course completed
  • Free financial planning sessions
  • Credit counseling services
  • Investment education resources
Learn More

How to Earn Points

On-Time Payments

Earn points for every payment made on time

100 pts

Early Payments

Get bonus points for paying before the due date

50 pts

Referrals

Earn points when friends get approved

500 pts

Education

Complete financial education courses

100 pts

Rewards Tiers

Bronze Tier

0-999 points
  • Basic payment rewards
  • Standard customer service
  • Monthly newsletter
  • Access to basic calculators

Silver Tier

1,000-4,999 points
  • All Bronze benefits
  • Enhanced payment rewards
  • Priority customer service
  • Quarterly rate reviews
  • Referral rewards

Gold Tier

5,000+ points
  • All Silver benefits
  • Maximum payment rewards
  • Dedicated loan officer
  • Annual rate reviews
  • Insurance discounts
  • Home improvement rewards
  • Exclusive events access